MudalLoan & EMI studio

Plan your loan

Move the sliders. Every number updates instantly.

LKR
100K1M10M100M
Tip: type 2.5m or 750k
% p.a.
Rate type
Prepayments & affordability
LKR
LKR
Paid in month
LKR
Used to check affordability. Never stored.
Monthly instalment (EMI)
LKR0
Total interest0
Total payable0
Debt-free by—
Affordability
0%Comfortable <40%Risky >60%
0%is interest
Principal0
Interest0

Balance & yearly split

Outstanding balance (line) and principal vs interest paid each year (bars)

✦ Explain my loan

In plain language

Compare options

Up to 3 scenarios side by side. Edit any field.

Amortization schedule

Tap a year to see every month

PeriodPaymentPrincipalInterestBalance

Illustrative only. Actual instalments depend on the lender’s day-count, fees, insurance and the rate offered to you. Rates in presets are typical market examples for 2026, not offers.