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Interactive demo · Web tool

Mudal Loan & EMI studio

Loan maths a customer can trust, explained in plain words.

Made for
Banks, leasing & finance
Type
Web tool
Works on
Desktop, tablet & phone
Status
Live prototype

Click anywhere inside. Everything works.

Full screen
localhost/demos/loan-calculator

Prototype with a fictional business and made-up data. Anything you enter stays in your browser. For the best experience on a phone, open it full screen.

About this demo

A loan calculator is often the most-used page on a lender's website, and often the least trusted. Mudal does the arithmetic properly. It handles reducing-balance and flat rates, shows the effective rate a flat quote really costs, and builds the full amortisation schedule.

It also answers the questions customers ask next. How much do I save by paying extra each month? Can I afford this on my income? Is five years at 12% better than seven at 11%? Any scenario can be shared as a link or downloaded as a PDF.

Things to try

  1. 01 Pick a loan type, then drag the amount, rate and tenure.
  2. 02 Switch between reducing balance and flat rate to see the effective rate.
  3. 03 Add an extra monthly payment and watch the interest saved.
  4. 04 Press Add to comparison, change the terms and compare the options side by side.
Back to the demo

What’s inside

  • Reducing-balance and flat-rate EMI
  • Flat-to-effective rate conversion
  • Prepayment and lump-sum savings
  • Affordability check against income
  • Side-by-side comparison of up to three options
  • Amortisation schedule with CSV and PDF export
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Next step

Have something ambitious in mind?

Tell us what you are trying to solve. An engineer — not a salesperson — will come back with an honest assessment and a realistic plan, usually within one business day.